Deductible Assistance Program

    Deductible Assistance Program

    Your deductible shouldn't decide whether your car gets repaired properly. Here's how we help.

    A $500 or $1,000 deductible is the reason many drivers delay repairs or accept a cheaper, incomplete fix. We built our Deductible Assistance Program so that doesn't happen. Every option below is transparent to your insurer — which is exactly why it works.

    Option 1 — File it so the deductible never applies

    If another driver caused the accident, a third-party claim against their insurance has no deductible at all. Before you open a claim, we review the facts and tell you which route keeps the deductible off your side.

    Option 2 — Get it back through subrogation

    If you had to use your own collision coverage, your insurer recovers the money from the at-fault carrier and refunds your deductible. We document fault and repair costs so that recovery actually happens, and we follow up so it doesn't stall.

    Option 3 — Repair discounts, disclosed on the invoice

    In qualifying cases we apply a discount on our labor toward your out-of-pocket portion. The discount is shown on the final invoice your insurer sees — nothing is hidden and the repair is never cut short. Eligibility depends on the repair scope; ask us when you bring the car in.

    Option 4 — 0% financing for your deductible

    Pay your deductible over time through our financing partner, often at 0% APR for qualified applicants. Approval takes minutes and does not delay the repair.

    What we never do

    We don't "waive" deductibles behind the insurer's back or inflate estimates to cover them. In California that is insurance fraud — for the shop and potentially for the customer — and it's how corners get cut on repairs. Our program gets you the same result the right way.

    Frequently Asked Questions

    Let's talk about your deductible before you file

    Send us the claim details or bring the car in. We'll show you which options apply — no obligation.

    Call (424) 474-3300